We all hate the Browns out here too.

Quote from @Tony Thomas: Hello all,I'm returning to the BP Community with a goal of learning, helping and growing! 

I email all my documents as pdfs with password protection, then I text the passwords to the person receiving them. 

Hey Latoya, welcome to the BP community.Wishing you all the best on landing that first deal.

I would appreciate any and all help.best regards,Jose have you called some local lenders?

I would buy them all.

I mean she grew up in a RE family IE thats all I have done all my life.

There are many loan officers who will intentionally lowball all the third party costs and prepaid items up front so their estimate will look more appealing.If you really want to compare multiple lenders then you just need to focus on the part of the transaction that the lender controls. 

I worked at hospital diagonally across street so very convenient and at the time this 2bed 1bath was all I needed.

I’m set to close on a property in early August and am trying to make sure I’ve got all the correct paperwork/wording to make it all legit.