They cater to traveling nurses and military contractors.

I asked two different loan officers (one at a credit union and one for a conforming mortgage loan), and they both said that if you're not borrowing from the heloc, it doesn't increase your debt or your DTI ratio.  

Setting up a bank account at a local bank or credit union could help grow your business in the future.

Does having a military base in that area help with cash flow in appreciation?

I used to live in San Diego back when I was in the military.

I’ve been told by many local banks and credit unions that they will not do the deal.

I think a Starbucks, Dunkin, Pizza or a small bank or credit union branch would really thrive in this location.

For very well qualified borrowers (that can fully verify income) and seeking prime HELOC rates and terms I always suggest checking in  with their personal bank or credit union first.

Florence is a University town, plus a strong military retiree component. 

Hello, we have several owners who are active for former military members.