FDIC insured and ultra safe.  

I've developed over $100 million in commercial and investment real estate in my career and I've got some unconventional advice you won't hear everyday...if you want to win in an ultra competitive real estate investment market...overpay.  

It can be tough to swap out fixtures while residents are living there, but when a resident moves out, I'd recommend an ultra high-efficiency toilet(the Niagara Stealth at Home Depot uses only .8 gallons per flush, half as much as a standard toilet and about 38% less than what is considered a high-efficiency toilet.)

I'm very open to suggestions from the ultra-knowledgable BP community. 

And it definitely has to do with the recent period of persistently ultra-low interest rates fueling asset valuations to reach all-time highs everywhere.

He was in need of help and didn't boast or anything just asked if I could help. 

If you had to use your own money and your personal leverage (assuming you're not ultra-wealthy), you'd likely spend your whole life buying units before you were anywhere near diversified.Unlike the stock market, where you can be fully diversified with $1000 and a couple hours of open accounts and buying mutual funds.So, in my opinion at least, focusing on diversification should not be your goal...for that -- and other -- reasons.

I think it is the Allure ultra stuff.

I've asked people who bragged of making millions just on this technique alone, and when I directly approach them, I get sent to some convoluted website that occludes more than illuminates, others just clam up altogether.I'm getting the feeling that a lot of the people who make boastful claims, in this game, are just boasters.It also seems odd to me, that a person clear across the country, who has never been in my market, who never will be in my market, does their best to make sure they do not help me out, and in some rare instances, try to hurt my chances of success.

The new developments that are coming online are catering exclusively to the ultra wealthy.