Most brokerages across the country do not allow wholesaling or make you do it in a way that won't make it work the traditional way.The real question is why are you getting your license if you want to wholesale?

For your first question about doing a "subject to" on a hard money loan, it’s possible, but it’s not as common since hard money lenders typically have stricter terms and might not allow a loan to be assumed like a traditional mortgage. 

🎉This deal came with several benefits that we believe set it apart from traditional syndications:1.Low Leverage & Investor Protection: We’ve committed to a low-leverage strategy to protect our investors, which we believe adds an extra layer of security in today’s market.

They may have more flexible terms compared to traditional banks.Just be sure to check the interest rates and repayment terms since borrowing against your policy can reduce the death benefit if not paid back in time.

You can still buy them vie traditional financing.

This structure lets you leverage rental income to qualify, without needing traditional income verification, making it an excellent option for building/scaling your portfolio.

A lot of options around the area with STR / MTR, traditional long-term rentals, or section 8.

I have contacted many Chinese suppliers and the best quote I was able to find is at $17’000 not including shipping.

The reason you would sell at a discount is that you need to close quickly with cash … that is the offer …  Using an agent to sell in a traditional way will not allow you to make that offer—— sounds like in Texas there are pretty hard rules on timeline… if you are in California however you are less likely to be able to say “your property will be foreclosed in x days”.

I want to know the pros and cons should I take the traditional route and go through a agent or look for wholesalers?