On The Market gives me more substance which I really appreciate.

There were some challenges in dealing with the seller as he had some substance abuse problems that he was still recovering from but overall not too many issues overall.Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

And this 73 year old landlord is still in court for not giving them to a tenant. https://www.justice.gov/usao-mdpa/pr/northumberland-county-man-charged-violating-toxic-substance-control-actAccount Closed The RRP isn't about removing lead paint.

The Service would look at substance over form. 

I very recently had a long chat with Moxi about their interest rates and the fact that I used to be an international banker/lender helped me get to the substance of it.

Late payers, substance abusers, and worse will have lots of indicators on their Equifax report and through a Judiciary search on E-court Kokua.

@Mel Anic Steve is correct above plus this likely would fail the economic substance doctrine

It is possible substance abuse could be the cause here. thoughts ? 

I was born into domestic violence (largely from addiction and substance abuse) and mental illness.   

It gets old and if there was any substance behind anything he had to say, he'd be a regular guest on CNBC rather than late night /Sunday morning infomercials.