Start by setting up a proper business structure—an LLC or S-Corp—and obtaining an EIN.

Meaning once they get properly underwritten they'll be pressing DTI limits.Those two are not going to be reason the pent up demand gets exercised; if rates drop significantly and quickly it's for a net negative reason and likely job loss so those "pre" qualified and approved are likely on shaky grounds and buyer expectation shifts happen to the one's that are extremely well qualified. 

With my increased AirBnB performance, I decided to turn 2 other rental homes into short term rentals and decided it was worth investing in proper training to make sure I was doing it right. 

- Insurance Implications: How might allowing pets affect my homeowner's insurance, and what steps should I take to ensure proper coverage?

As for liablity for a mom and pop landlord I agree do the best you can and have proper insurance..

They often offer coaching programs that can guide you through the fix-and-flip process, including how to properly assess properties during walkthroughs.

The bank will sell notes to other banks, mortgage companies, dealers and those who hold the proper license in a mortgage industry activity, just not to Joe.

You should have boiled them down to the following lack of proper due diligence.  1.  

Sounds like the county failed on multiple levels including not giving proper notice, not sending notices to the correct address, etc. 

This likely means living in Louisville proper, depending on the job's location.