The smart money I know of in Austin is paying off debt or diversifying to hard money loans or other project types.  

This right basically allows a lender to seize the money in the debtor’s bank account when there is a loan default.

It seems like the folks that are actually succeeding at a high rate in real estate have lots of cash, little debt, a strong savings rate, and excellent credit. The folks that are buying while lacking in those areas su...

A 100% LTV home equity loan will not be a common product and, where you find it, it will likely be at a similar rate to your student loan; so, let's just take that one off the table.So, your choice is to pay down 6.25% debt or invest and earn 6-10%.  

Hi All,The situation is this, I have done some digging already and found that the note debtor that I'm in contact with has more assets than they are disclosing when asked to produce profit and loss, w2, tax filing etc.  

The debtor would make payments on the second mortgage through the plan and when the BK plan is completed, the second mortgage would be wiped out. 

If you don't like debt or need the cash flow then the sell option is the way to go.

In the motion to sell documents it usually states the property is "subject to all liens and encumbrances, if any" and then usually follows a list of the liens in the debtor's Schedule D.

At what point in the process are you able to check the debtor's creditworthiness?

There are no debtors in property management7.