I have not used Rocket Mortgage before, but I would think an online lender would not be the best place to find a loan in your situation.I have had a great experience with Empower FCU in Syracuse as my bank, and plan to use them in Buffalo on my first duplex.If you would like to connect once this whole coronavirus quarantine is over, I would be happy to.

In addition, half of the unit I'm looking at is tenant occupied and they are not expected to leave (especially with coronavirus).I've run the numbers and I have conservatively factored in funds if I needed to do a cash for keys.

We have successfully raised $4.5M for our senior housing syndication in Northern California and are closing in three weeks with our lender despite Coronavirus!

Should he wait on this until after he buys the property (pending if he can get a mortgage) or until after coronavirus?

I got a lot of vacant real estate in my stomach and a mouth that can chomp through food like the corona virus chomped through our economy.

You may have to wait until the coronavirus shutdowns are over but if they are not honoring the lease contract by not paying rent, you have the right to evict them.

Tenant-Thank you for your email regarding services at Insert address here.We are faced with a new reality as a result of the coronavirus epidemic and the response to it dictated by health and governmental authorities.

@Craig Lessler, my understanding is your employer sponsoring the plan has to amend their plan document to adopt these provisions and then, and only then, might you be able to qualify for a coronavirus-related distribution (CRD).  

With this mess of corona virus going on HML are drying up or reducing they're leverage.

The cultural shift you have hypothesized simply is no where close to having occurred yet....and the hypothesis that the coronavirus will hasten it, has done the exact opposite in the last 4 weeks.