Bonus that the rents are higher than the lower comps you pulled (double check because tenants shop around, so may be your comps were not equivalent). 

You may want to shop that loan around.

After analyzing GIS data, I discovered that my neighbor’s house, garage, and shop are built with minimal permissible setbacks (50 feet to an inch) from the boundary line.

Pick the argument you like better but realize no body knows.  

We shopped around and compared features and prices.

I would reach out to Brenna Carles with The Mortgage Shop, she is going to be the person who can help you the most with financing a log home. 

Working with a broker helps you save time shopping, unlocking access to the hundreds of different lenders without all the market research.

They can shop multiple policies to give you a few options.

Generally, if there is a single deed restriction, only the individual or body who created it can enforce it.

We both were approved for a 180-month 5.85% loan, as well as a 7% 30-year fixed mortgage, but we will continue to shop around with the idea that we would just pay off the entire mortgage once our funds become liquid.