I'm also sorry that we let you down mate.God Bless 🙏Engelo,Thank you for the kind words, and I'm glad I can help out a fellow small business owner.For the record, I grew up in a lower-middle class family and I can confidently say that no one would accuse me of having grown up with a silver spoon in my mouth.

A few times a year I binge on food that I've grown myself - I have several apple trees, a peach tree that puts out 300-400 peaches a year, blueberry bushes and my garden - so that is healthier than eating other stuff.

I'd love to talk more in depth about the Cleveland market and how we've grown thousands of Portfolios when you're interested. 

The wealth devide keeps growning, between renters and owners.

In full disclosure, I'm a newbie and not an expert, but I grew up in the Boise area and remember it being so 'small' in population that if you wanted to go to Taco Bell you had to drive 45 minutes to an hour away to Ontario, Oregon because there were literally NO Taco Bells here (except 1 in Boise which was the same distance away from where I lived) until the mid-nineties when I was in high school, and so I've seen how this place has grown and changed.  

I've done other deals with creative financing before but that bank mortgage sure made this one feel a lot more formal and grown up somehow even though I'm almost 45 years old. 

Over the years as they’ve apparently grown bigger, they seem to project a “better than thou” image with a chip on their shoulder and that doesn’t sit well with me.  

Cory - as the mom of 3 boys (ok, they're grown men now) I love to encourage young investors.

But you can't really go back and apply 2 years after high school.It's the most grown up decision, to keep all of your options open until you mature.

Originally posted by @Janine Covello:Mine really aren't too exciting- but would love to chime in on behalf of the other newbies and people who have recently gotten started, but maybe haven't grown a ton just yet.