When you run a credit/criminal background, the screening software should provide you with an Adverse Action letter that you can share with the applicant.

By the time I’ve asked for the first page of the contract (post-Prequalification and mid-Application all through RentRedi), the price has already been determined (advertised), so it almost seems criminal to change the determined price mid-application.

Who’s liable then when a seller comes home with their 2 daughters and a criminal is hiding in their house at night, or they come home and all their valuables are gone?

The tenematbouts in all their own information, also uploads all of their pay stubs etc. it pulls credit, criminal and evictions.

Check past rent history, evictions, and general criminal past.I have used e-renter in the past, but they have fallen behind and I recently used Transunion Smartmove and it had exactly what I was looking for.

And what he did was pocket the money without paying off the underlying construction loan.. and so as you saw he was and is a criminal and ended up in Jail.. exactly where he belonged.. and same with the Due diligence pump and dump scammers on the lending side.. 

A criminal investigation might lead to getting your property back sooner and a prosecution could lead to restitution being awarded which is more likely to be collected and paid to you than a civil judgement.

They are also a constant target for criminals.

@Susan V. there are hard money lenders who won't consider credit at all, however, they may still do a background check / LexisNexis search just to ensure there are no federal tax liabilities, significant criminal charges including writing bad checks, or other monetary concerns from that standpoint.

Same with CT, actually it becomes a criminal matter if tenant is paying for utility outside of their unit and not disclosing on the lease.