It's hard to really pick a side bc without rent control in SF, it would be musical chairs of housing amongst renters bc the landlords would be constantly increasing rents to the point that it would force everyone out.  

I have always believed that either you can join the world outside and sing to their tune or you can start your own band and make your own music.

For example, renting a townhome for $2,250+mnth in an area of great schools where median home value is $400-$550k, and simply asking prospects what there long-term game plan is, will often hear a narrative of trying of saving up to buy a home (music to my ears). 

Real estate is only the instrument. 

I thought the challenge would be getting an accepted offer with a loan that’s highly financed, however I can’t seem to find the right instrument and am not super familiar with the lending industry.

My heart is in climbing, surfing, and music.

There WILL be civil unrest when the music stops playing --  one of the reasons I feel safer in the country.

In the past month there has been multiple instances of being woken up to loud music at 4 am and  guests over at all times of the night.

Lower expenses by canceling reoccurring expenses (gym, Xbox live, Netflix, Apple Music and so on) eat at home things like that the little things add up I recommend budgeting and tracking to see where you can make those cuts.

They finally hit the nail on the head, noting that the NYC we all knew, lived in and worked in was funded almost entirely by the 1.6 million commuters who went into the city on a daily basis.Sarah Patellos, who is on Spotify’s music team, has been working from a dining room table in Truckee, Calif., a mountain town near Lake Tahoe where she has spent most of the past year after flying there for a weekend trip in March 2020 and getting stuck because of government-imposed lockdowns.