In addition to what @Ryan Blake said you could get rid of one or all of your car debts entirely and get a long-term rental which is always new, always running, needs to expenses on repairs because if something happens you get a new one at no cost.

Local Community Banks - River City, Republic, and United Citizens are all great.I have worked with each one of these lenders in some capacity and would recommend you check some or all of them out.

Other operators that do cash out refinances leave the investors in the deal after returning some or all of their capital.

If you are able to find a BRRRR deal that you can pull most or all of your money out of and still cash flows go for it.

It's part of our litigious society and a tactic to get some or all of the parties to settle out of court. 

In reality, I can think of a dozen scenarios in less than 2 minutes that might force me to reconsider for some or all of my properties.

@Ross Denman Fresh new face to the investment scene and would love your recommendations on a License Inspector as well in the Indianapolis realm more specifically near Shelton Heights any or all help is much appreciated. 

Most L/O deals put some or all of the repair/maintenance burdens on the tenant/optionee. 

@Steve Snyder are you seeing this in California or all over the country?  

how about buying another vacation property and getting property management for part or all of the management?