@Steve Rozenberg, not sure of the answer, but you might get more responses if you are able to edit your title (missing a vital 's').

I have a bankruptcy on my credit from 2008 and I just went through a loan modification 2 months ago, but I want to start investing in condos for rentals

You can try a modification,  deed in lieu,  short sale,  or maybe something a bit more creative.  

I let her know I have eight years experience as HOA president, I told her how involved I was in the day to day operations of the HOA, and how I supervised the replacement of all the vital components including pool gate, pool motor, patch and seal drive way, repainting if all the building exterior, letters, rules, notices, irrigation, landscaping, etc.

We've had several workable offers in my view, however, the bank or the buyers were not able to agree price.Now, comes along the lender (out the blue) with an offer of a loan modification that reduces her principal significantly to a point where we can sell the home without having to go through a short sale.  

As you begin your investing venture it is VITAL that you find an agent who understands what you are doing and is patient and helpful.

I have played around with a few loan modifications and charged up front.

You should be able to come up with a template of sorts that can be applied to all your properties with slight modifications based on the property itself.

I listen to every call to see what I'm doing wrong (which is vital for me because I usually can't hear my mistakes when I'm talking).I'll keep you updated on results next week.

It seems like you're in a prime position to make things happen for yourself and your business :)A good solid title/escrow company is a vital part of any investors dream team!