One thing though, if you are not married and purchasing together, I would be cautious.

Be very cautious here!

@Niv NissimYes there is a lot of paperwork involvedCheck out some of don konipol posts on thisIf you have never lent before I would be very cautious as you need to do an excellent job underwriting the borrower

I have been thinking ahead about how I am going to talk to homeowners, lawyers, deal with contracts, etc. because I am super cautious.

However, they conduct extensive background checks and often require a great deal of paperwork, so keep this in mind when applying for a loan with a bank.As always, remember to be cautious whenever considering a loan.

Hi Brian,  I would be very cautious buying right now in the bay area. 

Those markets collapse and fall further in a down cycle, so be cautious.

You have to balance various elements to ensure your investments are successful.One crucial part of this balancing act is risk and reward.When you invest in real estate, there's always some level of risk involved.It's like crossing a busy street—you need to be cautious.

I think about that quote from time to time so I am always a bit cautious.

Definitely aim at starting small, don't go after multifamily properties of over 2 doors.For a fix and flip, be prepared to be cautious on which money lender you are going for.