. :) I only suffered one small injury; a case of carpel tunnel from signing 100+ pages!

Stick to flipping and let all of us buy and hold guys suffer.

All other things being equal, if the $10,000 could earn a return equal to the interest rate paid on the mortgage, the mortgagor gains no financial benefit nor suffers any financial loss from this early pay down.So, if the interest rate on the mortgage loan being considered for pay down is say 4%, and the borrower is a well informed investor whose goal is to maximize wealth, he would be foolish to pay down the mortgage note if (1) he can earn more than 4% by investing that $10,000, and (2) he has determined that the extra risk of having a $10,000 higher liability is offset by either the return provided by investing that $10,000 or the benefit of keeping that $10,000 liquid.Please understand that paying off a mortgage early or paying down a mortgage note is not necessarily a bad, or a good strategy. 

Nobody should be made to suffer because your a lazy parent.

A little more probing uncovered the fact she had been stealing from her grandfather who was suffering from Alzheimer's. 

what I'm wondering is if we should just suffer a bit longer and see if they come through with something (since I've left multiple voice mails and texts) or just go get the Internet and demand reduced rent.

It's when landlords feel how you do and don't follow through to help out the next person from suffering the same fate. 

Large developments on the other hand could suffer, especially if they are leveraged. 

Agree that criminal checks can be done without SSN, it is the credit check component that suffers.  

A lease is an extension of credit, you don't pay rents in arrears but damages and indemnification covenants are contingent obligations that are created and paid in the event of past due rents or other financial looses suffered by a landlord.