I am also no stranger to economics or economist and there almost isn't any entity with more economist on the payroll than at the Federal reserve.Regarding income growth, I thought you should have caught this earlier but some clarification is required. 

In OR, minimum wage is $8.40, after payroll taxes that employee will cost anywhere from $9.66 to $12.18 / hr.

This is often a good way to figure out what goes into a deal so that you can represent the deals you find in a more sophisticated way.Good luck.

Class and race, and the often-related education and financial sophistication levels, are huge variables in the neighborhood revival equation.Yes, if housing appreciates, homeowners can sell for a huge profit (like my down my street who bought her house in the 60s for $11,000 and sold in 2012 for $210k -- but she had to move, in her 70s, to realize the profit).

Many private lenders are sophisticated lenders and don't understand this -- they assume that because the loan is backed by real property, there is no risk.

If a shutdown lasts longer than a week, the Pentagon might not be able to process its payroll in time for the Oct. 15 paychecks, Defense Department Comptroller Robert Hale said Friday.

They provide "small business payroll, merchant payment processing services and insurance, which are subject to special regulatory requirements" per SEC filings.

I'm not sure what @Ken Rishel was suggesting but he made a comment as to the MH dealers entering into a sophisticated relationship I believe involving various entities for compliance in doing business.If you can inject funds from a qualified lender then affiliate relationships could just fund purchases and portfolio notes with affiliate relationships, such as conduits with affiliate banking relationships, could be rather simple to convoluted.I think that a centralized origination and servicing operation could be established.

The beauty of this property is that the mechanicals are no more sophisticated than the little turnie things that open the louvered windows. 

The people who buy these buildings are no doubt very sophisticated and have massive teams behind them who understand economics better than any of us.But just because they are sophisticated and have teams doesn't mean that whales can't get burned too.