Also, beware of scam artist contractors...  

Pretty sure it is a scam.

I wasn’t trying to imply that all Turn-key companies were scams, I apologize if I came off that way.

I've been scammed on a flip and I know there are countless others.

If you go the HML route, do some due diligence on the lender (there are alot of scams going on right now) and find out all their terms so you can negotiate the best deal (pay attention to all fees and pre payment penalties). 

Forget web-based sellers of lender lists, most of which are scams, and multi-state far-away lenders, who likely have no understanding of you or your area and might not be sympathetic to any problems you might have after you’ve borrowed the money.6) Do understand licensing and usury requirements in your state, at a minimum.

Any funds requested thru Wal-Mart or CVS are scams. 

Willden Family Investments LLC is a SCAM. 

At this point, I don't feel like I'm getting scammed, but I sorta do.

I’ve encountered some fake profiles on FB trying to scam people as a lender so I’d like to know what is “normal”.