He did have a nice concrete saw which probably cost a bundle.

This increases the likelihood that your insurer and the PM insurer may fight against each other and it weakens the defense for both parties.Naming the PM on your policy is simple, doesn't cost a dime, and does not change your protection in any way except to strengthen it.

People cost a lot more.4.

It's essentially the same thing as a HELOC, but uses the assets in your brokerage account as collateral instead of a home.Some points to note:These types of loans are only available in managed brokerage accounts, so if your stocks/bonds/ETFs are in an eTrade account (or whatever), you'd need to move them first.These accounts typically require something like a $100k to $125k minimum asset value to approve a loan, so if you've got less than that it wont work.Most managed accounts cost a 1% annual management fee, so think of that as an extra 1% on top of the interest rate.These accounts typically let you borrow up to 75% of your equity, but due to market fluctuations, you should consider imposing your own, smaller limit.Interest rates are comparable to a HELOC, plus that extra 1% management fee, and like a HELOC, it's a revolving line of credit vs a fixed, monthly payment. 

Quote from @Jeff Costa: Find an insurance agent in your market, and start a relationship.

@Jeff Costa Thanks for your response, I tried it. 

I have also considered some of the bad hoods due to low cost as it would help mitigate potential high dollar loses. 

A good price is $400 if freon is 410a (newer), a typical price might be $600 and higher if older R22 freon that is expensive.This is what one costa wholesale:  https://www.westsidewholesale.com/goodman-cauf3636...$269 plus labor plus freon (410a cheaper, R22 expensive).PM me for referals, but best to join a local REIA expecially if you are remote managing.  

For example, I moved down to the Malaga/Costa del Sol area last August, and I'll tell you, I honestly have not met a single person that won't tell you they're involved in selling/renting real estate somehow.

He claimed that the other four were used for personal protection at his office and in his car, and therefore deducted their cost as a business expense.