I just closed on a san antoino property with Sam SharpSam SharpSenior Vice President of Mortgage [email protected]/SamSharpo: 773.290.0455 - m: 312.217.4030 - f: 773.516.6056I finished 3 deals with Steve (1 texas, 1 Indiana, 1 tennessee)Steve Bighaus | Senior Loan OfficerNMLS 112825SecurityNationalMortgage Company Co NMLS 31161604 Hewitt Avenue, Suite 703Everett, Washington, 98201(206) 930-1801 mobile(425) 903-5647 direct(888)409-0489 [email protected]://www.teambighaus.com/

Meaning that you keep buying, no matter what, into low cost index funds (or if you are capable of security analysis, individual securities emphasizing low turnover) and over a period of 20-30 years you will wake up rich - especially if the investment was in a tax-advantaged account (401k, Roth, T-IRA).I am not saying stocks are better than RE, or vice versa.  

I FAIL to see how ANY of that has any bearing on how much my house is worth vice what I owe on it.

I have talked to hundreds of banks and many vice presidents and presidents before.

Or vice versa?

(or vice versa)Perhaps an accepted ratio ?

Once I decided to move on, I would put a long term tenant in and still be legal (or vice versa).If I do separate the garage into a studio/1 bed, then I will target traveling nurses because I have a few hospitals in the vicinity.

Also look at the expected standards of the area. ie your property is the only one in the neighborhood without a garage or vice versa. 

This was a property they brought to you or vice versa?

They often miss market-specific info that can make something that looks good, be bad, and vice versa.