I mean seriously, that's like an abortionist bitching about unplanned pregnancy's.     

Here around Denver we have a big problem with squirrels. 

It’s always a good idea to add a little “I.C.E” funds to your repair cost Incase anything goes unplanned.

Not changing the filter can cause your squirrel cage fan to fail. 

My neighbor pointed out to me that a squirrel was going in and out of my house through an opening near my roof.

The most pain in the butt but reliable method is to estimate the life expectancy of your capx items , estimate the cost to replace, then divide the cost to replace by the life expectancy in months and you have your monthly squirrel amount.Did you get a proforma or operating expenses? 

The big question on my mind is what is the property worth and how much equity do you have squirreled away in it.

Additionally, a good asset manager will reserve cash for use on future capital expenses, so you don't need to worry about setting aside a portion of your income for unplanned roof repairs. 

My husband and I are sitting on a pile of cash ($200,000) that we've been squirreling away for 5 years in order to buy a bigger/nicer primary home. 

I'm assuming you have the some money squirreled away?