If you need financial help, ask under the "Finance, Tax, and Legal" forum.

If you never sell, (you will it to your offspring) you never pay tax and they don't pay tax.

Property taxes creep up, exterior repairs , and a brand new HVAC last year wiped out $11k of reserves.

The opportunity cost (i.e. investing the initial costs + the savings from renting each month, into an index fund) seems to be substantial even with the tax advantages of owning a home.

Your credit is low and you can qualify for a loan right now but you want to improve your credit score first in order to get a better interest rate.You have good credit but the interest rates are still too high right now and you want to wait until the rates come down before you get a long term mortgage.You just started your own company and you don’t have 2 years of tax returns so you are not very bankable right now. 

After two years of occupancy, qualifying for the tax exemption, and benefiting from appreciation, we chose to sell and reinvest the funds.

The land is on two tax lots so my plan is to sell the extra lot immediately after closing for a projected $275K.The property on the other lot will be a fix and flip with projected costs of $240K and an ARV of $750K.I plan to use a PML of 2 points and 12% APY for 70% of the total cost.

Advisory services (tax, law, brokerage) are also avenues.

It is DSCR based and no personal tax returns are required to qualify.

I can save a fair bit on state tax and rent as I'm currently living in California.