There are Excess/Surplus lines companies that will write most properties. 

Should i put in hollow primed MDF prehung interior doors ($65 each) or pay double at a local surplus store and get solid pine doors that will need prime and paint?

visiting the city of orlando and analyzing the market, hoping to find some realtor who knew about the market and could earn from rents and surplus value How did you finance this deal?

If it is the best that the bank thinks they can do they may agree because it also reduces their need to pay their REO "agent" commission which in turn reduces the loss for them if the price is reasonably close to what they would have gotten thru the REO listing process.I use a similar process at tax sales for what may become surplus property for counties.

so i was online looking at surplus properties in two of the three counties here where i live. most of the properties are small 3000-5000 sf. and cannot be developed because size/zoning requirements. however... these properties are !

But along with his many failings, sexual and otherwise, he actually managed to have 3 straight years of budget surpluses before turning it over, even got rid of the 30 year bond, Bush never had a surplus.

Clinton's "Budget Surplus" of $125B was what was left from the RTC "windfall" the Gov't got from selling the S&L/Bank assets through the RTC - $1.5TRILLION burned to $125B in less than half a decade.

But, since we're at it.... let's not forget that the Bush/Republican majority contributed more to the national deficit than any other president in the history of the United States ( 8 years of continued budget deficit vs. 3 years of a budget surplus under the Clinton era) It seems like a lot of us (including myself sometimes) forget that this TARP money is actually accounted for in the Congressional budget and not just being spent at will...

Does that surplus go to the homeowner?

Find a builders surplus or salvage store to buy it from(potential 67% savings)Save all extra tin or skirting for future projects.