I believe that under a standard title insurance policy, building code matters, zoning and other governmental restriction on the use of the property are excluded from coverage so unless you purchased an extended form title policy there probably is no coverage, but it never hurts to submit a claim. 

This demonstrates the buyer's seriousness and commitment to proceeding with the purchase.Additional Clauses:Subject to Sale of Buyer's Property: If the buyer needs to sell their current home to finance the new purchase, include a clause making the offer contingent upon the sale and closing of their property.Specific Repairs or Improvements: If the buyer has identified specific repairs or improvements they want completed by the seller, include details about these requirements as conditions of the offer.Review by Legal Counsel: Consider having the "Subject To" offer reviewed by a real estate attorney to ensure all contingencies are clearly defined and protect the buyer's interests.Final StepsNegotiation: Once the offer is submitted, be prepared for negotiation with the seller.

If the property has not received a lot of attention is it worth submitting an offer below asking? 

I pay myself on a W2, I've submitted my tax returns and a bunch of other info to them, now they want to see the company's financial records.

And my PMS provides damage insurance, but you could with something like Waivo. as far as taxes, the PMS applies the correct taxes and I submit them every month, so that isnt an issue.as for resources, just search this group, the topic comes up quite often.

It is a very protracted and complex case, but I shall summarize best I can:- husband caused the fire and committed suicide- insurance claim denied due to arson- wife filed bad faith claim against insuror under innocent spousal relief argument- insuror still refused to pay claim- wife exhausted all resources; abandoned further claims against insuror- city deemed property uninhabitable and issued demo order (lien)- property demolished along with the solar panels- husband was the sole lessee of record on the solar lease- wife submitted death cert to solar lease co.- bank just recently issued cancellation of debt to wife for 1st mortgage- wife wants to wash hands of it all and sell vacant lot to meMy discussions with the public adjuster I brought on the case was that since the property no longer exists, the solar lien is wiped out, but I'm not sure.    

Ive met with sellers who cant go on market because they cannot afford the commissions or don't have enough equity to cover the cash offers flip investors submit.

I would have a tough conversation with your contractor telling him you aren't going to pay for any additions or changes unless he submits a change order in writing (could just be and email or text but preferably a bid sheet) and you approve it. 

Thanks Ty- Submitted a call in your schedule for 3:45 today or feel free to call earlier if you are free.

Some people will not submit a contract and not see the property first.