Banks often have very rigid requirements, such as high credit scores and a detailed financial history as well as lots of paperwork.Private Money Lenders: Faster and more flexible.

Some credit unions or local banks offer portfolio loans that don’t stick to the 4-unit limit, which could work well here.

The app gives immediate scores on what is a good deal and what may need more consideration to make it a good deal.

Should I check into local smaller banks here or Credit Unions? 

Your property listing can also be a great way to lay out qualifying criteria (i.e credit score minimum, and require a co-signer if lower).After conducting due diligence into a particular tenants situation, and you decided to proceed with an application approval, you could require a higher security deposit. 

How hard is it for a person with high credit score but no income, retired to get a loan?

Originally posted by @Terrell Garren:I'd sooner rent to a convicted felon with a 400 credit score, a tattoo on his forehead and a stolen car than deal with Bitcoin. 

What credit score do you anticipate tenants having?

And then if you can find ways to transfer those Amex points when a bonus comes around, you get an even bigger score.

I have a US credit score, US bank accounts and some US-based income, but my paychecks are not.