Due to item 1, adding an ADU can require years to start achieving any return (once the accumulated cash flow recovers the initial negative position).4) Adding an ADU is a slow process.

Now more than ever, I am seeing offers required to be submitted through a portal where the listing agents want no business being involved with up front negotiations.

Well I guess because it does require real work they have to actually find the deals coordinate the rehab and get them sold..

As a result any “offering” must either be a registered securities offering, or qualify for an exemption from the required registration.

The sellers had put so much pots, plants, planters and shrubs out that I thought there were too many plants/planters that would require a new owner to upkeep.After a few potential buyer tours/showings, the owner heard all the comments (via the security cameras) about how there was a "lot going on with the plants and stuff out front".

If you can find practice tests, that is my recommendation - that is what I did after taking the required time component and did not have any issues passing the test. 

With your Fico and down payment, all you need to do is make sure you pass the debt to income requirements. 

That is often a matter of opinion and will depend on the attitude of your municipality.Most municipalities do not require neighborhood approval, but will offer the public opportunities to provide input which will be considered.

You should always require them to add you to their policy as "additional insured" or "additional interest" and you will be notified if they cancel or change their policy.

Professional property managers stay updated on legal requirements through memberships in state or national organizations.