These, if I understand it correctly, don't represent fractional ownership of loans as assests.

With a wrap Buyer pays you (your representative title company or loan servicing company) and that company pays the loan that is in your name.  

The GC does not represent you.

In my state after the court and estate nominate a personal representative to administer the estate the court issues them letters of authority.

My only concern is that I am under a work visa, which can be renewed, however I am not sure if for the lender that would represent a risk to have a loan for let's say 30 years.  

Take advantage of this to find properties that meet your specific needs and negotiate favorable terms.Consider Cash Offers: While cash transactions are down, they still represent a strong segment of the market.

They are likely representing the identical insurers.

When a representative called me, he told me that for $1495.00 I would get all of the training I would ever need to start making very lucrative deals.

Any reputable organization would want to see that person well represented.

Plan either way would be to self represent (with a little help) and apply commissions towards closing which is why I referenced being an agent as well.