Client reduced price and using Direct IRA financing.

Just focusing on reducing debt , I tutor chemistry which has been helping with finances.

The cost should be getting reduced significantly. 

Owner-occupying a small multi-family property is a smart move—you're reducing your own housing costs while building equity and generating rental income.

Are there other ways to reduce my mortgage that I am not aware of (besides refinancing)?

Increase earnings, reduce expenses, save, and invest.

This approach not only keeps tenants happy but also helps you maintain long-term cash flow by reducing turnover costs.

However, for a commercial property or a commercial residential (5+ unit) property value is based on the income approach and reducing expenses in this case by producing electricity factors into that math and very well might increase the valuation enough to make sense.

He's very thorough with this standard inspections and he also offers "investor due diligence" inspections at a reduced rate.

Partnering with others can reduce risk and access better deals.