You could speak with the Erie agent and have the reconstruction cost calculations looked at to make sure the properties are not over valued.You could also look at taking a higher deductible to pick up some savings.

The property I'm working on now was so badly damaged we actually had to tear some of it down (to dirt) and reconstruct it.So, that said, I would do the deal if it's fixable but I'd write the offer for them to fix it and you pay xxxx amount or you fix it and pay xxx amount.

If so, then have them confirm that you can reconstruct the quad from the foundation up and remain compliant without having to rezone.

Following the advice on this forum we would have had to sell them all back I suppose.I would reconstruct the payment history using an amortization schedule and see if the numbers match.

My question is when you're choosing a house to flip and renovate are you guys re-designing theses houses yourselves and managing the construction or how do you go about planning for reconstruction and design ideas?

The technician said he observed over 50 property owners try to remove lead paint from a brick wall, and only 2 were successful in getting all of it off without total wall reconstruction. 

At the extreme end, possible unprecedented Presidential emergency powers the likes of which have not been seen since 1960's school desegregation cases or actions as extreme as those taken by the Lincoln administration during the Civil War (blockading ports, destroying or taking over newspapers and mass media, arresting governors and even congressmen, etc) and later during Reconstruction in the South; Wilson during WWWI, FDR during WWII, Bush and Obama post 9/11.

We spent more on the reconstruction than on the home/land in the first place.I forgot to mention that we bought it through a wholesaler who took a $10K assignment fee, so that's a success story for a wholesaler.

The dwelling reconstruction costs, the fire rating or how far you are from a fire hydrant and responding paid station are some of the biggest factors that help determine premium.

@Emilio Ramirez I reconstructed an addition that was built with no foundation.