Sponsor quality far surpasses the "deal", assuming a qualifying criteria for a "good sponsor" is that they don't buy crappy real estate deals to begin with.Having said that, if a great sponsor is offering a deal you don't like for some reason, don't invest in it--just wait for the next one. 

Joe Asamoah who focuses on quality homes and solid tenants.

I find pricing tools lumping me in with all 2/2 regardless of quality of finishes and location (I’m beachfront others are not).

Even if your transfer goes through, it sounds like the regular servicing we'll be the same quality as you're experiencing now.We transferred two loans to Del Toro.

------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

What is the best way to find good general contractors (reasonably priced, delivers on time, committed to quality) ?

Better to have your own property manager use trusted handymen to take care of the issues for long term/quality fixes. 

I will figure out what to do with it when I get to $20M, but it will probably just be finding new ways to improve built environment along with travelling more and spending more quality time with fam. 

I can refute your reputation, I can refute you who you fundraise from, I cannot refute a truly quality deal.

Course of prior conduct may be used to determine what constituted acceptable quality.