SFRs with HOAs I have noticed are in much nicer neighborhoods than ones without (I'm in Los Angeles).Most are going to have rules against what you are proposing to do.

The income from the property more than covers the bank financed mortgage and the repayment of the down payment to the seller which I proposed to make monthly payments on. 

Contact The Flynn Company for a leasing proposal.

Can you convert it back to an Airbnb for additional income and use the proposed rents to offset the mortgage so you can buy your new home? 

Christopher,Just go to Tampa. gov and fill out a rezoning application and list your proposed improvements in detail.

Unlike much of what comes out of California these days, that proposed law actually sounds pretty reasonable to me. 

There are at least 10 with lots sizes 20 X 60 some of these sold for 1.3 mil and have 1000 sqft than I am proposing, bigger lots 25x90 sold for 1.9 millionmy lot is 40X60 Wide home (not narrow) in the best part of Philly.

I would get in touch with them as soon as possible to propose a yearly lease.

So he proposed an idea I've not heard before which was raising capital from investors and having your investors be treated as 2nd position lenders.

I am attempting to refi under a DSCR loan proposed interest is 8.375%.