In the next 5 years, we have 2 twin span international bridge projects, a new hospital, and the expansions of the university and college.

For me to build I would want to see recent comps of sales for the finished project you are planning. 

I should also note that the project would be ground up and the FHA loan would be a one-close construction to a permanent mortgage 

But I strongly urge anyone to always get Aldermanic support before proceeding because it makes life--and the entire project / process--a whole lot easier. :)IN SUM: Based on what you've shared, it sounds like you won't need to rezone if you just want to build a duplex.

Looks like there is one program that has not closed yet in Ohio, maybe not the right county, but I would call anyway, they typically know who else could help.https://nlihc.org/rental-assistance?

You’re a Project leader.

As soon as I finish the lake house project I have a 1-1 condo that I can get cheap that I was going to try to concept on. 

As a family-run business we’re curious—what factors do lenders prioritize most when evaluating projects like ours?

Big Banks like Wells Fargo, BOA, Citi, US Bank, and Chase utilize lending programs aimed to service large swaths of depositors.

We are starting to see more sellers open to real estate contracts and have some great lenders who have great programs.