Then you click on the OP's profile and the account was created 4 minutes ago and there's one pic of some generic middle aged person.

Fresno: My browsing of the public listings makes them seem similar, any personal preference between the two?

Apologies @Christopher Davis, I saw Boulder on your profile and jumped to that!

This can spread investor risk across many assets, states, and borrower profiles, but some investors find it harder to underwrite since you don't truly know what the fund manager is going to buy.

After you buy many dozens of these nationally you learn which ones are hero's and zero's.If you take 750k of your money to buy cash but you have little experience your risk profile is very high.

It will also dramatically lower my risk profile so that I can relax in retirement. 

@Stephen Dunn fill out your BP profile!

@Raj MukherjeeYou are right in your analysis, Huntsville definitely has better schools and the employer profile is much better as well. 

Your profile says San Francisco which is expensive but there are opportunities in every backyard. 

You can also review my profile and see the types of comments I leave for BP members.