@Nathan Gesner I believe you nailed it on the head with your last statement.

They're only required to repay you for health, safety, preservation of the property....fixing broken windows, roof leaks, locks, etc.#3. 

The fund, not being amortized returns more in the years following plus also having preserved my original capital.

Stay on the ball with learning and making friends to nail it in owning property.Thanks!

Really nail down the financial stability.

What I also like about your post is that it shows that you can do it on your own, while it also admits that going through the course would have saved you time and probably would have made you more money.I find it funny when people on BP make it seem like you're just wasting your money if you buy a course rather than watch hundreds of Youtube videos and read hundreds of posts -- although everyone should because you never know what little nugget you'll dig up.You nailed it when you said that what your paying for when you buy a course is TIME.Sure, there's a lot of amazing free content out there for just about any topic one can think of.

@Melanie P. pretty much nailed it.

My aim is to preserve cash and minimize the down payment as much as possible. 

If in capital preservation phase, pay it down. 

@Kirpal Toor - Just wanted to chime in here really quick, I think Greg nailed it above that there are many different types of service models in the industry.