So take 80% of the bill and just divide that out in a prescribed manner, such as each bathroom and kitchen counts as one unit, so if the building has 8 total wetrooms, then a one bath unit would pay 20% of the bill, one for the bathroom and one for the kitchen, etc... the reserve 20% stays paid by you for commons area costs, such as landscape sprinklers, etc...

If you have that you should be in good shape -- because you'll also have written proof of her infraction against the bank, so she won't want you showing that to anyone in a later dispute ;)Newbie investors are often posting questions here on "do I REALLY have to live in my property for the prescribed time after getting an owner-occupied loan?"

(D) ReappointmentThe Commissioner may be appointed to more than one 5-year term.(2) DutiesThe Commissioner shall have such duties and powers as the Secretary may prescribe, including the power to—(A) administer, manage, conduct, direct, and supervise the execution and application of the internal revenue laws or related statutes and tax conventions to which the United States is a party; and(B) recommend to the President a candidate for appointment as Chief Counsel for the Internal Revenue Service when a vacancy occurs, and recommend to the President the removal of such Chief Counsel.If the Secretary determines not to delegate a power specified in subparagraph (A) or (B), such determination may not take effect until 30 days after the Secretary notifies the Committees on Ways and Means, Government Reform and Oversight, and Appropriations of the House of Representatives and the Committees on Finance, Governmental Affairs, and Appropriations of the Senate.(3) Consultation with BoardThe Commissioner shall consult with the Oversight Board on all matters set forth in paragraphs (2) and (3) (other than paragraph (3)(A)) of section 7802 (d).

You only need to have the inclination to become an REI guy to become a self-prescribed public expert.

The offending text of the bill is in section 101(3)(e), which defines who is exempt from being a ‘licensed mortgage originator’:'(E) does not include, with respect to a residential mortgage loan, a person, estate, or trust that provides mortgage financing for the sale of 1 property in any 36-month period, provided that such loan--(i) is fully amortizing;(ii) is with respect to a sale for which the seller determines in good faith and documents that the buyer has a reasonable ability to repay the loan;(iii) has a fixed rate or an adjustable rate that is adjustable after 5 or more years, subject to reasonable annual and lifetime limitations on interest rate increases; and(iv) meets any other criteria the Federal banking agencies may prescribe.

Purchase by a former natural born Filipino citizen subject to the limitations prescribed by law.

Not following a prescribed qualification methodology can create big problems for you if the prospective tenant you turned down can find someone to take on the case pro bono.

Today she emails me and tells me that she has been seeing a therapist for anxiety and the therapist prescribed a emotional support animal animal or companion animal.  

I wouldn't sign anything, just give proper written notice (as prescribed by local law, not your PM contract) to the PM that you are terminating services, then take the lease (which is yours and between you and the tenant) to another PM.

A doctor or trained mental health professional is the only one that can "prescribe" an ESA for a patient.