Commercial lenders are not playing by the same set of rules as conventional lenders.   

The market has changed a lot over the last 10 years, it went from a cash flow play to an equity play.

This likely reflects reduced demand for T-Bills, heightened inflation expectations, and increased Treasury supply, all contributing to higher mortgage rates and a tougher environment for buyers.There’s likely more at play here, but I agree it’d be great to see mortgage rates head in the other direction sooner rather than later.

To answer your question yes its enough but in many cases it might be risky.2. location, room to raise rents, occupancy of property, local laws, type of investment are just a few topics that play a huge part. 

But yes, your retirement benefits may be negatively affected when you play the S-corp game.

The fed's cut will be too late and they will be playing catch up, as defaults and Job Layoffs continue to mount. 

But the cost to play that game is higher than the likes of Eugene or Roseburg or Salem.

Need something to play with, so maybe different market for something new.  

You’ll learn way more hands on than spending money and another 6 months being led on by someone who is playing you.

Generally you go with the strictest ruling.With that said, it becomes a risk play.