Situated in Houston's vibrant inner loop, it ranks among the city's most coveted and rapidly expanding neighborhoods.Job Growth: Houston is expected to add approximately 57,600 jobs in 2024, continuing its trend of robust employment growth.

That is why club houses, fancy mailboxes, flag poles, paved roads and beautiful signs are not to be considered. 

For example, suppose your primary residence, rental properties, and employment are all in the same area.

Only nonrecourse loans will not affect your personal DTI - if you personally guarantee the debt, you're going to take the DTI hit for it unless you can qualify for it to be excluded.Find a local lender who is skilled in working with self-employed and investor clients and talk through your situation with them. 

This might offset the rate difference, especially when conventional financing isn't as easily accessible due to strict income or employment documentation requirements.2.

Here’s the catch: I’m not sure how to go about getting a loan with no current employment.

I would find a market with good median rents, and low home costs, and a location that has some indicators that would support future price growth (pop growth, job growth, large businesses/employers moving there).

Good for both LTR and section 8 rentals depending on what strategy you're looking to employ. 

The presence of major employers and tech companies, coupled with ongoing job creation, positions the Raleigh-Durham area as one of the top locations for job seekers and investors.

For example currently I have a tenant who has a delinquent balance because of employment difficulties.