I've been surprised at properties that have passed conventional financing though...and even FHA....also, one could present 2 offers to seller--one for a cash offer and one for seller financing (at a higher price of course). 

Do they offer to help you collect or file a claim against them?

We now include insurance contingencies in offers for more areas, certainly around Tahoe, but also in other urban interface areas.

If you can offer a nice unit that is updated for slightly lower than market value, it is going to keep your vacancy rate at a near 2% per year. 

They are asking $375K but not getting it - so not quite $20k underwater from asking but they're offers so far are around $350k and lower.

Steadily does not offer insurance in Florida

I was also getting credit card balance transfer offers at 0% promotional rates for a year to a year and a half and I started transferring my HELOC balances to the promotional credit cards.

You aren't required to offer a loan mod prior to foreclosure.

I had a good relationship with the listing agent and was able to structure a below value deal (beating out iBuyers and other investor offers).

This property offered less cash flow and a higher cost to entry than Harvest.