I personally inspected the properties, managed and participated in the rehab, interviewed and placed tenants under lease, and performed all of the ongoing maintenance and management of the rentals. 

Firstly, it often generates higher rental income compared to long-term leases, particularly in desirable locations or during peak seasons.

They could also sell the property to you and lease it back, allowing them to remain in the home while accessing liquidity.

Everyone associated with living there and/or paying for the unit goes on the lease.

I do have several S8 rentals, while they are generally performing well, there is more paperwork involved in the leasing and the strict inspections can be quite a pain. 

We sign leases with nonprofit and for profit companies who provide structure and services to people in recovery.

There has never been any sort of lease signed nor has she ever paid anything more than a few electric bills which are next to nothing since he has solar. 

If not, I'm guessing it would be treated as a traditional rental loan, either conventional or DSCR, using market rents rather than the rent in the lease agreement.

need to put some sort of cap on utilities in your next leases.

My wife and I have obtained three traditional loans and one lease with the option to purchase, resulting in most banks turning us down based on debt to income (non-portfolio lenders).