I wanted to apply with a reputable company before I let all these companies unnecessarily run my credit. 

I feel like you're unnecessarily restricting yourself by not considering partnership, especially syndication. 

I think the future checks are unnecessarily complicating the discussion.

If you have a renter in place and some part of a dated HVAC system goes out, you are (unnecessarily)  inconveniencing them.

Usually if an appraisal comes in low, the investor just takes it to the provider, and the provider either contests the appraisal (appraisals can come in low unnecessarily...there's sometimes little rhyme or reason behind an appraisal, and it can depend on the appraiser's mood that day), or they'll negotiate on the price with the investor, or they'll let the investor out of the contract.

Listen, I'm now retired, rarely post on BP, and I don't give a darn if you take my advice or not, but hopefully some newbie will be deterred from being UNNECESSARILY stupid. 

The amount of ingested lead paint required to cause actual brain damage to a child is surprisingly small - about the size of a quarter.  

Hi BP,I'm close to executing a deal for an off market property that seems to be rather complex, so I'd love a second set of eyes to make sure I'm not unnecessarily exposing myself to risk.Here's the deal: I'm purchasing a property procured by a wholesaler that has a loan that's currently delinquent and headed to foreclosure.

(Just be sure not to mention any other reason other than to obtain possession.)On a side note, fair housing folks hate it when landlords unnecessarily deny additional tenants unless there is a particular issue with local zoning or property maintenance codes.

Still in the theory phase, but working on ingesting all the the tax rolls from Westchester into a Database.Joe