Obviously, there are people that would prefer to buy turkey properties than other types of properties, otherwise turnkey companies wouldn't exist.

Best you can do is individually pull title on properties. 

I absolutely prefer renewals.

Keep at it because the way you talk and your analysis preference + being good with people is the key to what you want to do.

We focus on each individual's goal and provide resources to help them get there.

In other words, individual policyholders are subsidizing the losses. - Inefficiency with payouts and administration will be compounded as the FAIR Plan has zero experience with a major pay out and lack infrastructure of assessors and technology to distribute the funds they don’t have.

I can do that through charging points, but since I'm getting it at a lower rate than you could as a consumer, I prefer to mark up the rate while still being lower than most others in the market.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

As far as benefit to the seller goes, @Matthew Paul I think you are probably right on the money and regardless of whether they would have preferred to stay in this house rather than move, it is likely providing them some excellent cash flow; and I'd be hard-pressed to come up with a deal that serves both parties better than the current situation. 

Northern and central NJ are preferred as I am located in Bergen county.