Harden great to know about that tax info in Ohio!

Quote from @Nathan Harden: If you can refi with an 85% LTV and still have positive cash flow, take it and run with it. 

Instead of 'hardening' we upgrade and screen for a stable job  and rental history.

Originally posted by @Travis Harden:@Steve K.

The toughest part is getting in there, getting material in there and working. it is a labor intensive job, which would be your main cost. 1st thing is to clear all the debris that the inspector said was in there then you would have to temporary support the floor joists as you replace the beams that are cracked/ broken. others you can make a 2'x2'x1' deep footing right next to the block, once that hardens pot a small post or cement in a new block to support the beam, then remove the loose blocks. 30K seems like a lot, but it could run you between 10-20K, the hardest part would be finding the contractor that would want to do the work, i have worked in bad, tight spots and know how it could be, i wouldn't even take on a job like that.

Harden things that might be damaged by tenants (no carpet in Dallas...you will replace it every 4 to 6 years, so do LVP). 

Further compounded by the new 5/21 Fire Hardening and Defensible Space Advisory Disclosure and Addendum (FHDS) and the associated assignments of which party will ensure compliance.

I've hardened my rentals and charge a pet fee to account for the additional potential damage.

Stay 2 years for the capital gains exclusion, harden the house while living in it, and get a HELOC if you plan to do such a thing which you owner occupy.  

Quote from @Nathan Harden: Quote from @Luke Cullinane: I have a single family home that is occupied by a tenant at the end of a 1 year month to month agreement.