I had belatedly realized that FHA goes off personal credit and therefore I couldn't use the LLC for it.

Also, credit score minimums are higher- often requiring a middle mortgage FICO score of 720 and above.

If mobile home investing is a niche you want to pursue and you have questions, feel free to DM.

If you have any questions or wish to know more about the financing process, feel free to reach out.

@Kevin Duke Since Subject A’s $6M net worth is below the federal estate tax exemption ($13.61M in 2024) and Florida has no estate or inheritance tax, Subject B can inherit the property tax-free with a step-up in basis to the fair market value at the time of death, eliminating capital gains tax if sold immediately.To avoid probate, Subject A can use a Lady Bird Deed (Enhanced Life Estate Deed) or a Transfer on Death (TOD) Deed, which allows automatic transfer to Subject B while retaining full control during their lifetime.

Check out FilePlace, where user-created forms are available for free.

I agreed to handle one of their portfolios for free (he's actually still with us nearly 15 years later) if he would build out a system to help us build out the database system.

Quote from @Austin McDonald: I'm using Capital One at 4.23% Ally: 4.25% APYMarcus: 4.30% APYM1 Finance: 5.00% APY (must be an M1 Plus member, but I believe they’re still offering free trial.  

Interview them of course but for the most part they are hard workers that are cheap or free. 

Feel free to connect, and best of luck