You need to build your credit.

What I love most about what I do is building genuine connections with people—whether it’s homeowners, investors, or fellow professionals.

I guess they have more land to build there so it might reduce the appreciation there?

I personally like the buy-and-hold strategy and we help clients who share this long-term, wealth building mindset. 

If you can shorten the window on the cash out refinance to the next purchase/refinance the rate is not really a factor.

See, when building a portfolio, appreciation is key, and the #1 factor that will dictate things.

The only way to know if your idea is worth doing from a wealth building standpoint is to do the math:  What is the cost to acquire?

Reality is most of us who make it long term work our butts off in a W2, save as much as possible and build it over time -- When I see people want 10 properties in one year with no money down - I question how realistic that is, of course anything can be done but is that even the right play unless your sitting on $2-$3M in cash?

Here in the USA you have to be licensed to build a structure that will house someone else.

Since you have a primary focus on house hacking, saving money, building equity in your current investment.