Focus on networking with experienced investors, refining your deal analysis skills, and exploring financing options to scale efficiently.Good luck!

I have a few other options - feel free to shoot me a DM if you want more specific contact info, etc. 

Seeking expert guidance on optimal structuring options. 1.

Start by defining your investment approach—house hacking with a VA loan is a great option for a multifamily property with no down payment.

Typically this means they will take longer to close, may not have all the information for the companies they work with, and most hard money brokers get their money by taking an existing product and adding extra points to pay their fee.What is your investor success rate?

@Ryan Prichard one of the better options out there that can handle commercial properties, for what I'd consider a "low cost" platform is Hemlane. 

@Olecia Williams Though it's still possible to purchase a second/vacation home with only 10% down, it may not be your best option. 

Another option is to build out a separate entrance to my basement apartment and charge more for rent, and I think it would increase the house's value as a whole.I appreciate your thoughts.

As Guadalupe said above, a DSCR is a great option for buying with a lower DP but it comes with the caveat of higher interest rates; and as Nate said, National Bank of Coxsackie in Glenmont is a great local bank which wont sell your note to larger banks.

WAY cheaper than then thousands if not 10’s of thousands in extra interest.