These were largely sourced pre-CV19, so eat the fish and spit out the bones.The DTI percentage range varies by lender, and is less than what you will find for an owner occupied property, due to lender risk.

We need more selles and buyers who are wiling to 'eat' the rate now, but the house, and to refi later.

So, looking at the flips I take on, with anticipated profits in the $70k+ range, the setup costs alone are eating nearly 20% of your potential profits, and that is before any real splits with your investors, leaving both your investors and you with not a lot of money left to spread around.A fund could work, but typically, for the economics of a syndication/fund structure to work, you are looking at several million of equity, leveraged up to high single millions, if not into $10+ million range for their to be enough money to make it worth everyone's efforts.

That's like asking which chocolate cake your should eat. 

every single month, even when I have repairs that eat up 'cash flow,' my tenants are paying down my mortgage. 

@Mark C.You are going to create a tax and accounting nightmareYou will pay taxes in each state you own property (typically) aThus each LLC will need to file in that state then you roll up to you which just adds more expense to your tax returnsYou will end up spending thousands of dollars per year to get taxes done which will eat any cash flow from making it so complexKeep it simple

I used doorloop and the tenant said it was fraudulent to her bank so I’m missing rent from the first month.The second person wouldn’t allow the payment to clear when processing and she moved the money out which made it nsf and I had to eat the bill.

If they didn't have access to their kitchen and the hotel didn't have a kitchenette, they are impacted with higher costs to eat while they were displaced. 

@Ramy MosbahWe are moving over to Microsoft dynamics 365 which has some built in AI analytics and an AI builder that you can train it to pull data (ocr) from documents, provide insights on leads in your funnel and find data trends.It’s still way to new of a technology to put any reliance behind it besides having fun with it or using it to tell you where to eat on a vacation or assist in writing a post

But realize that there's time involved to prepare plans for city submittal - that can be anywhere from an hour to a couple of days, depending on the complexity of the project.I usually eat the cost of contractor licensing for retail clients, but I might pass it on to an investor client.