Quote from @Joe Homs: @Arron Paulino That is my issue with the loan being called due, but I am thinking it should just fall on the buyer once the title is transferred.

Maybe you are falling a bit short and don't even know it?

Where does Mineral Bluff and Morganton fall? 

I think this because the fall is a buyers market since there are less buyers (you could get a good deal on the purchase) and the springtime in Chicagoland typically is a sellers market (you could sell for a premium) since so many buyers come in to buy.

but then i see where prices are falling in some areas of Austin .. maybe overbuilding ?

Lake time in the summer, leaf peeping in the fall, and snowmobile / ski season in the winter.  

Once they fall off in a few units I’ll be cash flowing $500/unit which is great compared to the other properties I’ve analyzed recently in my market.

Go to local court website (or in person if necessary) and look up landlord-tenant docket.

Spring & Fall still book, but tend to be shorter stays than Summer & Winter. 

Your contractors statements and behavior seem to fall within the range of normal experiences in my opinion.