Just not sure if I should just get the 50k to pay off my loans or get more cash out of the property for reserve fundsDorian,  depends what kind of loan product you are talking about.

I think what attracts builders to the larger resale companies of which there are at least 10 that do what RTR does is these companies Will focus on their product they wont show your product and then sell something else..

I like BP, although BP also tries to sell me certain products, at least they are upfront and transparent about their intension unlike RDPD who baits and switches.

HOWEVER, very important to understand is that these 3 month seasoning products are VERY expensive.

I never used the other products you're speaking of, its just sad how these so called gurus take advantage of people.

Property must be habitable now - there is not  a renovation product. 

That MIGHT be the best program for you, but even if it is not that is what you will be sold as it their only product.

They are two distinctly different things and that's what trips up most lower income housing investors. 

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Perhaps ask at your current lender and see what they say, whether they have such a product.