I also had the former known Owner served "Notice" by the County Sheriff's department in which the Owner lives in, I received an Affidavit from that Sheriff's office showing "served & signed for by defendant".

To defend something like this will cost you $25k+ but they will settle out of court for a Quarter pounder with cheese a large fry, small strawberry shake and $5k and wipe the note clean.

You will have to spend money to defend yourself either way.2) You paid people BEFORE closing.

Sure interest rates and economic growth as well as property conditions factor into the equation, but only so far as to establish a price that can be defended.

Your insurance policy will not pay to defend them, only you. 

I've had a number of listings in the past with multiple offers and all had escalation clauses, and both buyers and their agents seem to have an impression that by saying they're willing to pay more for a house without actually offering more for the house that their offer justifies acceptance from a seller. while I am not defending the practice I use it for my benefit..

Defendant information?

How would you defend yourself?

The unfortunate reality is that us “mom and pops” can be devastated financially by the cost just to defend ourselves versus a complaint from HUD who has an unlimited budget 

I’m not defending them.