I would compare it to you or the Seller buying down the rate permanently.

Or you can violate various tax rules at your own peril and claim the current rehab was dne prior to TOD.  

@Cory Prior There are ways of doing low-money down strategies.  

There is usually not much that compares with what we offer, so we only compete apples to oranges, so incentives are not a good tool for us.The types of tenants we want (multi year) also respond better to an adjustment in rent than an incentive.

It's important to make sure your property is registered prior to your Court date.

Compare apples to apples(SQ FT, bed/bath, layout, etc). 

There are other players in the game to compare with like Kenny Bedwell at STR Insights or Bill Faeth's coaching.

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

Did you vet contractors in-person prior to hiring them to work on your projects?

., (3) gives you viable options and explains the pros and cons of each option and (4) you enjoy interacting with - this should be a relationship, not a transaction.Once you find a few lenders like this (and you should have relationships with more than one), then you can start comparing rates and fees.